• liberum financial

    (financial freedom)
  • liberum financial

    Having financial freedom means different things to different people.

    For some – it’s the idea of being able to fly away when they want, where they want. For others, it’s having certainty that they can live modestly throughout their retirement and be cared for in their later years.

    Whatever financial freedom may look like to you, to achieve it – you will either need to find a way, or make one.

    aut viam inveniam aut faciam

    (I will either find a way or make one)

    Hannibal

    our approach

    outcome based

    We are an advice-based business which is focused on helping clients achieve their long term financial goals. Quite simply we are totally focused on you, our client.

    personalised

    Our principal product is advice – if we recommend a product it is because it is in our clients’ best interests.

    impartial

    We are privately owned. It is core to our offering that we only use highly competent research people to ensure only the best solutions are offered to our clients.

    Financial planning is not a one-size-fits-all commodity.

    We recognise that different people require different financial planning advice to suit their individual circumstances.

    We take a Mundus Novus (new world) approach to financial planning.

    Advice that is founded in the fundamental concept of putting your wants and needs first.

    Advice that is grounded in honest and meaningful conversations.

    Advice that is ‘outcomes’ based and unique for your very personal and individual financial objectives.

    what we do

    facere
    (make)

    facere
    (make)

    identifying personal, business and investment strategies to improve your income position

    crescere
    (grow)

    crescere
    (grow)

    creating investment strategies to improve your position in the short, medium and long term aligned to your goals

    recludam
    (leverage)

    recludam
    (leverage)

    determining if your current debt structure is appropriate and if debt can play a part in your wealth creation

    tueri
    (protect)

    tueri
    (protect)

    considering if there are better ways to mitigate your personal and investment risk given your circumstances

    utor
    (enjoy)

    utor
    (enjoy)

    helping you work towards creating the lifestyle you want to enjoy in retirement

    conservare
    (preserve)

    conservare
    (preserve)

    ensuring that your assets are passed to the right people, in the right way, at the right time under your estate

    how we can help

    No matter your stage of life, we’re here to help you achieve financial freedom, because nothing comes from nothing.

    We work with you to provide clarity, peace of mind and confidence in your financial future in a number of ways.

    pecunia, si uti scis, ancilla est; si nescis, domina

    (if you know how to use money, money is your slave; if you don’t, money is your master)

    From the Blog

    AGED CARE PENSION CHANGES 2017

    The proposed changes to the Centrelink Age Pension announced in last years’ federal budget are now law, and will take effect from 1 January 2017.  Two significant changes will be imposed, these may be good and bad news for Age Pensioners. It’s important to review these changes and understand how they may impact your entitlement. 

    Read More

    Are you looking to retire in 2017?

    We often find that it’s only as people near retirement that they really start thinking about their finances – especially when they start looking at everything that retirement offers, like making time for a hobby, more travel, volunteering projects or spending time with family. If you are considering retiring or reducing your working hours, but are concerned about having enough money to retire on, it’s not too late to seek some professional retirement planning advice to give you peace of mind.  

    Read More

    LIFE INSURANCE REFORMS

    A recent report by Australian Securities & Investments Commission has found “significant shortcomings” with how claims are addressed in relation to life insurance.  A report in The Australian reveals the claims and success rates across insurance claims to be staggering.

    Read More

    get in touch

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